Income statement
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In accordance with IFRS Group |
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| SEKm | 2008 | 2007 |
| Interest income | 79 563 | 67 087 |
| Interest expenses | –57 861 | –47 930 |
| Net interest income | 21 702 | 19 157 |
| Dividends received | ||
| Commission income | 12 241 | 12 939 |
| Commission expenses | –3 411 | –3 059 |
| Net commissions | 8 830 | 9 880 |
| Net gains and losses on financial items at fair value | 2 351 | 1 691 |
| Insurance premiums | 1 563 | 1 711 |
| Insurance provisions | –1 111 | –1 163 |
| Net insurance | 452 | 548 |
| Share of profit or loss of associates | 512 | 424 |
| Other income | 2 616 | 1 224 |
| Total income | 36 463 | 32 924 |
| Staff costs | 10 092 | 9 792 |
| Other general administrative expenses | 6 994 | 6 222 |
| Total general administrative expenses | 17 086 | 16 014 |
| Depreciation/amortisation and impairment of tangible and intangible fixed assets | 999 | 705 |
| Total expenses | 18 085 | 16 719 |
| Profit before loan losses | 18 378 | 16 205 |
| Impairment of goodwill | 1 403 | |
| Loan losses, net | 3 156 | 619 |
| Impairment of financial fixed assets | ||
| Operating profit | 13 819 | 15 586 |
| Appropriations | ||
| Tax expense | 2 880 | 3 450 |
| Profit for the year | 10 939 | 12 136 |
| Profit for the year attributable to: | ||
| Shareholders of Swedbank AB | 10 887 | 11 996 |
| Minority interest | 52 | 140 |
| SEK | 2008 | 2007 |
| Earnings per share | 19,44 | 21,78 |
| Earnings per share after dilution | 19,44 | 21,78 |