This is Swedbank

Swedish Banking is Swedbank’s largest business area, offering a complete range of financial services for private individuals, businesses, organizations and municipalities.

In Sweden, Swedbank offers customers unrivalled access to its products through 419 branches, ATMs, the Telephone Bank and the Internet Bank, as well as an additional 261 branches through the co-operation with savings banks and partly owned banks. Swedish Banking has 4.1 million private customers and 287 000 corporate customers

Swedish Banking is the market leader in several key segments in Sweden.

Baltic Banking comprises the Group’s operations in Estonia, Latvia and Lithuania, which offer a complete range of financial services to private individuals and businesses through 278 branches as well as the Internet Bank and the Telephone Bank. Operations were previously conducted under the Hansabank name, but in autumn 2008 a rebranding to the Swedbank name was launched. Baltic Banking has around 5.2 million private customers and 234 000 corporate customers. Baltic Banking is the leader in the most important segments of the market.

International Banking comprises operations outside Swedbank’s home markets (Sweden, Estonia, Latvia and Lithuania), mainly the banking operations in Ukraine and Russia. Aside from Ukraine and Russia, the business area consists of branches in Denmark, Finland, Norway, the U.S. and China, the subsidiary in Luxembourg, and representative offices in Japan and Spain. International Banking is also responsible for the Swedbank Group’s over- all relationships with banks and financial institutions.

Swedbank Markets is Swedbank’s investment bank, offering equity, fixed income and currency trading; project, export and acquisition financing; and corporate finance services. In addition to its operations in Sweden, the business area includes the subsidiaries First Securities in Norway and Swedbank First Securities LLC in New York. Fixed income trading is handled through the New York branch and by the Oslo branch in co-operation with First Securities. Project and Corporate Finance also has operations in Tallinn, Riga and Vilnius as well as through the subsidiary ZAO Swedbank Markets in Moscow and St. Petersburg.

Asset Management and Insurance comprises the subsidiary Swedbank Robur, with operations in fund management, institutional and discretionary asset management, insurance and individual pension savings. Swedbank Robur is Sweden’s largest fund manager. The products are sold and distributed mainly by Swedish Banking and by the savings banks and partly owned banks in Sweden.